When the wolves are at the door, it can mean big problems for a cash-strapped homeowner. When there’s too much month left at the end of the money, what does a person do? The following are some tips to ease your pain.

Don’t procrastinate. If you are unable to pay the mortgage even just one month, Weigh all your options, with input from experts. Face up to your circumstances with an honest and realistic, yet solution-oriented, perspective. Be willing to fight for your investment, but also be willing to consider quick outs like a pre-foreclosure sale.